The first thing that will help you be competitive with other buyers in this market would be to get preapproved with a lender. If you need recommendations, I can certainly send you at least 2-3 lender's information. Without a pre-approval letter, some sellers might think you are not serious about purchasing. If you do have a pre-approval letter, it shows the sellers that you have taken the time Continue Reading about What do you need to do to get started in the Home Buying process?